St. Paul Travelers Home Insurance
St. Paul Travelers is one of the largest providers of personal insurance products in the United States. Travelers Insurance was founded in 1864 and is a part of St. Paul. The company offers a comprehensive range of home insurance products, including homeowners’ and condominium owners’ insurance, renters’ insurance, flood coverage, and extra coverage for your personal valuables against theft or damage as well as an umbrella liability policy.
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Travelers Homeowners Policy Covers:
- Your home
- Detached structures, such as a garage or shed.
- Personal belongings, including furniture, clothing, appliances, sports equipment and some coverage for luxury items.
- Living expense when the home is damaged and uninhabitable, referred to as “loss of use.”
- Personal liability: a portion of the policy that protects you and your family against a claim or lawsuit if someone is injured or their property is damaged while at your home.
Travelers Condominium Policy Covers:
- Furniture
- Clothing
- Appliances
- Personal belongings, both on and off your property
- Personal liability, that protects you against any claims or litigation resulting from an injury or property damage incurred by someone while in your condo
- Cost of common property loss, which is usually assessed by the condo association on all unit owners
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Travelers Renters Policy Covers:
- Furniture
- Clothing
- Appliances
- Personal belongings, both in the apartment and elsewhere
- Personal liability protection against claims or lawsuits filed because someone is injured or their property damaged while in your apartment
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Travelers Flood Insurance Provides:
- Building coverage, which covers damage to your dwelling and infrastructure components such as the furnace and water heater.
- Contents coverage, insuring your furniture, clothing, rugs, appliances and other personal items. There are limits on luxury items and also limitations on damage in basement areas.
- Property protection, which pays for sandbagging and other expenses involved in attempting to prevent flood damage.
- Clean-up reimbursement, for the costs of cleaning your home and removing debris after a flood.
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