Saga Home Insurance
Saga is an insurance and investment company based in the UK. They are involved in the media as well, with radio assets and a magazine that is published under their banner.
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Saga Home Insurance Policies
Saga offers three homeowners’ packages:
- Saga Home Insurance
- Saga Home Insurance with Accidental Damage
- The Cover Plus Policy
The standard homeowners plan provides 500,000 pounds in coverage for the home and 50,000 pounds for ‘contents cover’, meaning personal property.
The policy including accidental damage covers unexpected damage that can have substantial cost. Examples might be a burned kitchen counter caused by misplacement of a hot pan, or floors damaged by poor handling of new furniture.
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The premier policy, Cover Plus, adds specific coverage items.
Buildings Cover Plus includes:
- The cost of repairing burst pipes, as well as the damage they cause. If Saga’s contractors have to cause damage in order to locate and fix a leak, they will repair the floor and pay for the repair of the pipe, even when the cause is normal wear and tear.
- In kitchens and bathrooms, the policy covers replacement of matching pairs and sets, if they cannot repair the individual items or find a matching replacement.
Contents Cover Plus includes:
- Replacement of items including clothing and linen that are lost or damaged, where we consider repair/replacement is not feasible.
- Cover for the spoilage of frozen food up to the sum for which you are insured.
- Replacement of matching pairs and sets, if we cannot repair the individual items or replace it to match. For example, carpets and three-piece suites.
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