San Francisco, California Home Insurance
When purchasing any type of insurance, a little research will help you figure out exactly what type of policy is right for you. As a homeowner, your insurance policy needs will vary depending on your state of residence. Since California is at risk of earthquakes, if you’re a San Francisco resident you should seriously consider purchasing separate earthquake insurance. The U. S. Geological Survey says there is a 70% probability that an earthquake of magnitude 6.7 or higher will hit the San Francisco Bay area during the next 30 years.
Also consider retrofitting your home, preferably before you apply for an earthquake policy. The Association of Bay Area Governments says a retrofitted home is nearly 1000% more resistant to an earthquake than a home that has not been retrofitted.
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Home Insurance Basics is not an insurer and cannot issue home insurance policies. This site provides free information about home insurance policies and companies. The companies detailed have not endorsed or sponsored these pages. Products and services may not be available in all states.
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