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Phoenix, Arizona Home Insurance

Homeowner insurance costs are influenced by many factors, including the location of your home.

If you live in Phoenix, consider flood or earthquake coverage. You should also watch carefully for mold in your home, as Arizona ranks among the top five states for mold claims, but mold damage is often excluded in new homeowners policies.

Phoenix is becoming a popular haven for retirees. If you’re retired, let your insurance company know—it could save you money. Retirees often have lower home insurance rates because they tend to spend more time on home maintenance. Insurance companies figure they’re also likely to be at home when disasters like fire strike, thus helping minimize the damages.

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