Philadelphia, Pennsylvania Home Insurance
The state you live in, as well as your city, contribute to your homeowner insurance rates. A 1997 study of homeowner claims found that several metropolitan areas, including Philadelphia, had more claims than the national average–115 per 1000 insured homes, compared with 100 nationally. This factor helps account for a 42% increase in homeowner insurance policies over other areas.
You may not have to pay the top rate. Ultimately, your premiums depend on how elaborate a policy you choose. The bottom line is that doing research can save you money. Call around before purchasing your policy, and you may find that you can save up to 50% on your rate.
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Home Insurance Basics is not an insurer and cannot issue home insurance policies. This site provides free information about home insurance policies and companies. The companies detailed have not endorsed or sponsored these pages. Products and services may not be available in all states.
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