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Oakland, California Home Insurance

People living in different parts of the country have different homeowner insurance needs. It’s no secret that California is at high risk of earthquakes. If you live in Oakland, consider purchasing earthquake insurance in addition to your standard homeowner insurance policy. The U.S. Geological Survey says there is a 70% probability that an earthquake of magnitude 6.7 or higher will hit the San Francisco Bay area during the next 30 years.

You will most likely save money—and sustain less damage in the event of an earthquake—by retrofitting your home, preferably before you apply for an earthquake policy. The Association of Bay Area Governments says a retrofitted home is nearly 1000% more resistant to an earthquake than a home that has not been retrofitted.

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