eRenterPlan Renter's Insurance
eRenterPlan offers insurance protection for apartment residents through their LeasingDesk service. LeasingDesk has been providing affordable renter’s insurance since 1999, and is licensed in nearly every state. The renter’s insurance policies are underwritten by a number of reputable companies, such as Sirius America Insurance Company, Homesite Insurance Group, Balboa Insurance Group, and more.
If you rent an apartment, you may have thought that if anything happens to your personal possessions, the landlord’s insurance policy will cover the replacement of these items. Or perhaps, you haven’t considered renter’s insurance because it seems unlikely that anything will happen to your belongings. However, landlord’s insurance provides coverage for the building, but not the tenant’s personal possessions, and the likelihood of damage, natural disaster, or theft may be greater than you thought.
So what do you do? Protect your property with the low-cost peace of mind that renter’s insurance provides. With eRenterPlan, you can obtain inexpensive coverage if you reside in a pre-approved apartment community or rent a single family home. Protect your belongings from unforeseen circumstances with coverage that costs just pennies a day. Coverage includes:
- Replacement cost protection for personal possessions such as clothing, computer, furniture, jewelry, etc. if damaged by fire, water, smoke, or if stolen.
- Liability coverage protects you should someone suffer an injury at your rental or if you cause damage to their property. Liability protection provides coverage for any legal fees should they decide to file a lawsuit, or for medical expenses they incur.
One of the most important things you can do to protect your belongings is to take a physical inventory of all items, listing a description and the estimated cost. Additionally, taking photos of each item can help you keep a good record of all belongings. This will help immensely should anything happen to your possessions and you need to file a claim for replacement.
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Home Insurance Basics is not an insurer and cannot issue home insurance policies. This site provides free information about home insurance policies and companies. The companies detailed have not endorsed or sponsored these pages. We make no representations, expressed or implied, that you will get a quote from a company profiled on this site. Products and services may not be available in all states.
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