Home Insurance Basics
 
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Homeowners Insurance Basics

Just imagine: At your annual barbeque, your neighbor trips over your front stoop and needs fifteen stitches. You’re traveling, and your suitcase is stolen. You go camping and your bike gets stolen.

How many reasons do you need to purchase homeowners insurance?

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Home insurance is almost always worth the investment; and besides, the choice may not be your own. Most mortgage lenders require that you purchase some coverage. A decent homeowner’s policy will insure your house and your possessions, even if they aren’t inside your house at the time of damage or loss. You’ll also be covered for personal liability due to negligence and damage to another person or their property, and in some cases your insurance will provide coverage for legal defense. Check out the basics of homeowners insurance to learn more!

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Home Insurance Basics is not an insurer and cannot issue home insurance policies. This site provides free information about home insurance policies and companies. The companies detailed have not endorsed or sponsored these pages. Products and services may not be available in all states.

 
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