Home Insurance Basics
 
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Welcome to Home Insurance Basics

Welcome to your online home insurance resource!

For many of us, life's fondest memories reside within the walls of our homes - moving in, hosting backyard birthday parties and 4th of July cookouts, years of holiday mornings enjoying the company and cheer of family and friends.

Yes, home is where your heart is. In addition to housing your memories, your home also contains your possessions - from your family picture albums, to your big screen television, to your collection of antique candelabras. You owe it to yourself to protect your memories and your possessions!

Home insurance is a necessity, and our hope is to make the process of insuring your home easy and educational. So, we have provided you with the information you need to begin:

  • Types of Home Insurance - Learn about the different types of home insurance and what it covers. Understand the difference between Home Owner Insurance, Renter's Insurance, Condo Insurance, and Mobile Home Insurance.
  • Types of Coverage - Differentiate between your possessions and learn how to protect each type.
  • Home Insurance Basics - Learn what you need to know about the types of policies available, how to choose a policy, premiums, getting enough coverage for your home and possessions, and the dollar limits of home insurance policies.
  • Supplemental Coverage - In most cases, you need more than just a basic homeowner's insurance policy. In this section, learn about umbrella liability, flood coverage, earthquake coverage, and other types of additional coverage you may need to consider.
  • Ways to Save on Homeowner's Insurance - This section offers tips and advice for making sure you get a good deal on your home insurance policy. We fill you in on how to choose a provider, obtain different types of insurance with the same provider, save on your premium, and the importance of presenting a good credit history.
  • Home Insurance Information For Your State and City - Your home insurance needs are partially determined by your geographical location. Review issues of concern in your city or state to gain an understanding of what your home insurance needs should include.
  • Homeowner Insurance Providers - This section fills you in on the history and services of several major home insurance providers. Learn more about what to expect when you meet with a potential insurance provider.

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Home Insurance Basics is not an insurer and cannot issue home insurance policies. This site provides free information about home insurance policies and companies. The companies detailed have not endorsed or sponsored these pages. Products and services may not be available in all states.

 
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